What we do?
What we do?
Funding
public
Our job is to find the most suitable funding method and offer it to each startup and project. During the project, we carry out step by step, preparing and adapting the business plan and the report. The public funding channels for startups include:
Direct public funding
Subsidies: they are non-refundable grants. They provide a boost to launch the business idea or start a new project that will grow the startup.
Public loans: they offer the help required to start a project on preferential terms. Sometimes, the interest is set according to the performance of the company (participative loans), thus reducing the risk for the company
Indirect public funding
Bonificaciones/subvenciones que promueven la innovación reduciendo los costes de la startup.
why do we do it?
Thinking about those entrepreneurial teams that seek to scale their businesses and need help to promote them, as well as those projects that need technological development
Thinking about those entrepreneurial teams that seek to scale their businesses and need help to promote them, as well as those projects that need technological development
Lines
Lines
Lines
Lines
EIC Accelerator
Supports the commercialization of high impact and high risk SMEs and Startups technologies to develop revolutionary innovations:
- Subsidies: 0.5 to 2.5 M€ (up to 70% of the project)
- Joint investment: up to €15M in capital
EIC Acceleratore
Supports the commercialization of high impact and high risk SMEs and Startups technologies to develop revolutionary innovations:
- Subsidies: 0.5 to 2.5 M€ (up to 70% of the project)
- Joint investment: up to €15M in capital
Horizon Europe
€95.500M in aid during 2021-2027 focused on:
- Subsidies: 0.5 to 2.5 M€ (up to 70% of the project)
- Joint investment: up to €15M in capital
Horizon Europe
€95.500M in aid during 2021-2027 focused on:
- Scientific excellence
- Desafíos globales y competitividad industrial
- European innovation
- Strengthening of the ERA (European Research Area)
EIT
Support organization for early-stage entrepreneurs that provides mentorship and access to Venture Capital in the following areas:
- Climate Digital
- Food Raw Materials
- InnoEnergy
- Health
- Manufacturing Urban Mobility
EIT
Support organization for early-stage entrepreneurs that provides mentorship and access to Venture Capital in the following areas:
- Subsidies: 0.5 to 2.5 M€ (up to 70% of the project)
- Joint investment: up to €15M in capital
Lines
Industries and manufacturing companies (ordinary/participative loan or capital investment) for up to 10 years (with a 3-year grace period) to:
- Creation of a new industry
- Transfer of industry
- Industry improvement or implementation of Connected Industry 4.0 technologies.
It finances a maximum of 75% of the project (between €200,000 and €60 million) and at least 50% of the budget will be for investments in devices and specific software production equipment.
Funding of projects of strategic value for the transformation of the economy. To enhance energy efficiency, innovation or cybersecurity. Calls for ministries, autonomous communities or local entities. In Spain:
- 2021-2023: €72,000 M non-refundable
- 2024-2026: €68,000 M in loans
Funding of viable and innovative business projects of Spanish SMEs through participatory loans with no guarantee and under the co-investment scheme.
ENISA – Young Entrepreneurs
- Maximum constitution: 24 months
- 51% of the capital in the hands of people under 40 years of age
- At least half of the loan amount must be contributed
- Maximum loan: €75,000
ENISA – Entrepreneurs
- Maximum constitution: 24 months
- Own funds at least equivalent to the amount of the loan
- Loan max. €300,000
ENISA – Growth
- Own funds at least equivalent to the amount of the loan
- Viable and profitable company
- For loans over €300,000 the company must be audited
ENISA – Female Digital Entrepreneurs
- Support female digital entrepreneurship projects
- Own funds at least equivalent to the amount of the loan
- For loans >€300,000 the company must be audited
ENISA – AgroImpulse
- Support technological projects, to promote digital transformation in companies in the agri-food sector and the rural environment.
- Own funds at least equivalent to the amount of the loan
- For loans >€300,000 the company must be audited
Funding for technological innovation: grants for technology and subsidies for R+D+i Technological Development projects in large companies and SMEs
CDTI – Innovation Line
- Innovation projects with medium/low technological risk
- Loan (95%) Grant (5%)
- Projects from 6 to 18 months
- Budget min. €175,000
CDTI – Expansion Line
- Investment projects in tangible and intangible assets
- Loan (90%) Grant (10%)
- Projects from 6 to 18 months
- Budget min. €175,000
CDTI – PID
- R&D projects aimed at the significant improvement of production processes, products or services.
- Loan (66%) Grant (33%)
- Proyectos de 12 a 36 meses
- Budget min. €175,000
CDTI – Cervera
- Individual R&D projects developed by companies that collaborate with Technological Centers
- Loan (66%) Grant (33%)
- Proyectos de 12 a 36 meses
- Budget min. €175,000
CDTI – NEOTEC
- Start-up of new projects that require research activities.
- Grant up to €250,000
- Annual call
- Minimum companies of 3 years of constitution
Lines
Catalan Institute of Finance
- Participatory loans in co-investment with private investors. Maximum of €200,000 (and another €200,000 in future rounds), without exceeding the capital raised by private investors
- ICF Venture Tech: investment (€0.5-2M) in Digital, ICT and Healthtech startups in early, pre-series A or series A phases.
Gencat – Avança
Investment in capital or participatory loans in:
- Innova Creixement: (0.3 – €1M) in development of AI, Machine Learning, IOT, 5G, Healthtech or Blockchain.
- Innova Energy Tech: (0.3 – 1M €) in energy transition
- Innova Auto Line: (0.3 – €1M) in innovation for the auxiliary automotive industry.
- Innova Moda i Comerç Line: (100 – 500 thousand €) for both startups and SMEs that innovate in the commerce and fashion sectors
Valencian Institute of Finance
Offers support in:
- Current: up to €500,000 over 2-5 years with the possibility of a bullet.
- Investment: up to €2M in 4-10 years with a grace period of up to 2 years. Generalitat Valenciana
IVACE
- PIDI: Covers up to 45% in projects max. €175,000 for research or experimental development.
- DIGITALIZA: Subsidy of up to €100,000 for digitization projects
- INNOVA: Covers up to 45% of innovation projects.
- CREATEC: 70% grant in R+D+i projects of up to €300,000.
Aval Madrid
Guarantees to obtain funding from credit institutions with better conditions (preferential interest rates, long terms).
- Finances 100% of the project up to €1M (expandable)
- Requirement: be an SME that carries out its activity and makes the investment in the Community of Madrid
Soprea
Participative loans for startups in Andalusia or with relevant operations in the territory.
- Have received private funding
- From 100 thousand to +1M€ (expandable)
- Only repayable funds
Sodena
Financial instrument together with ENISA approval.
- Seed: Up to €100 thousand convertible participatory loan for 3-5 years
- Startup: Up to €400 thousand investment.
- Tech Transfer: Up to €500 thousand of convertible participatory loan or investment.
- Growth: Up to €400 thousand of convertible participatory or investment.
Spri
They offer various programs according to the needs of the sector, from newly created companies to industrial ones. For example:
- Indartu: non-refundable grant of up to 15% of the investment made, up to €3M per company for companies that create employment
- Hazitek: subsidies, to provide the necessary resources for Industrial Research or Experimental Development and its budget is divided into two groups based on the competitive or strategic nature of the projects.
- Aurrera: Long-term funding to promote newly created Startups, loans of €50,000 €250,000 with a grace period of up to 2 years.
- Business 5G: Covers 75% up to €100 thousand of 5G implementation.
Sodecan
Participative loans up to 10 years:
- Creation of innovative SMEs: up to 85%, max €200,000.
- Development of innovative SMEs: same amount as co-investment, up to 40% of a maximum of €200,000.
- Financing lines of up to 85% of the project maximum. €1M
- Business innovation for SMEs
- Savings and energy efficiency
EIC Accelerator
Supports the commercialization of high impact and high risk SMEs and Startups technologies to develop revolutionary innovations:
- Subsidies: 0.5 to 2.5 M€ (up to 70% of the project)
- Joint investment: up to €15M in capital
EIC Acceleratore
Supports the commercialization of high impact and high risk SMEs and Startups technologies to develop revolutionary innovations:
- Subsidies: 0.5 to 2.5 M€ (up to 70% of the project)
- Joint investment: up to €15M in capital
Horizon Europe
€95.500M in aid during 2021-2027 focused on:
- Subsidies: 0.5 to 2.5 M€ (up to 70% of the project)
- Joint investment: up to €15M in capital
Horizon Europe
€95.500M in aid during 2021-2027 focused on:
- Scientific excellence
- Desafíos globales y competitividad industrial
- European innovation
- Strengthening of the ERA (European Research Area)
EIT
Support organization for early-stage entrepreneurs that provides mentorship and access to Venture Capital in the following areas:
- Climate Digital
- Food Raw Materials
- InnoEnergy
- Health
- Manufacturing Urban Mobility
EIT
Support organization for early-stage entrepreneurs that provides mentorship and access to Venture Capital in the following areas:
- Subsidies: 0.5 to 2.5 M€ (up to 70% of the project)
- Joint investment: up to €15M in capital
Industries and manufacturing companies (ordinary/participative loan or capital investment) for up to 10 years (with a 3-year grace period) to:
- Creation of a new industry
- Transfer of industry
- Industry improvement or implementation of Connected Industry 4.0 technologies.
It finances a maximum of 75% of the project (between €200,000 and €60 million) and at least 50% of the budget will be for investments in devices and specific software production equipment.
Funding of projects of strategic value for the transformation of the economy. To enhance energy efficiency, innovation or cybersecurity. Calls for ministries, autonomous communities or local entities. In Spain:
- 2021-2023: €72,000 M non-refundable
- 2024-2026: €68,000 M in loans
Funding of viable and innovative business projects of Spanish SMEs through participatory loans with no guarantee and under the co-investment scheme.
ENISA – Young Entrepreneurs
- Maximum constitution: 24 months
- 51% of the capital in the hands of people under 40 years of age
- At least half of the loan amount must be contributed
- Maximum loan: €75,000
ENISA – Entrepreneurs
- Maximum constitution: 24 months
- Own funds at least equivalent to the amount of the loan
- Loan max. €300,000
ENISA – Growth
- Own funds at least equivalent to the amount of the loan
- Viable and profitable company
- For loans over €300,000 the company must be audited
ENISA – Female Digital Entrepreneurs
- Support female digital entrepreneurship projects
- Own funds at least equivalent to the amount of the loan
- For loans >€300,000 the company must be audited
ENISA – AgroImpulse
- Support technological projects, to promote digital transformation in companies in the agri-food sector and the rural environment.
- Own funds at least equivalent to the amount of the loan
- For loans >€300,000 the company must be audited
Funding for technological innovation: grants for technology and subsidies for R+D+i Technological Development projects in large companies and SMEs
CDTI – Innovation Line
- Innovation projects with medium/low technological risk
- Loan (95%) Grant (5%)
- Projects from 6 to 18 months
- Budget min. €175,000
CDTI – Expansion Line
- Investment projects in tangible and intangible assets
- Loan (90%) Grant (10%)
- Projects from 6 to 18 months
- Budget min. €175,000
CDTI – PID
- R&D projects aimed at the significant improvement of production processes, products or services.
- Loan (66%) Grant (33%)
- Proyectos de 12 a 36 meses
- Budget min. €175,000
CDTI – Cervera
- Individual R&D projects developed by companies that collaborate with Technological Centers
- Loan (66%) Grant (33%)
- Proyectos de 12 a 36 meses
- Budget min. €175,000
CDTI – NEOTEC
- Start-up of new projects that require research activities.
- Grant up to €250,000
- Annual call
- Minimum companies of 3 years of constitution
Catalan Institute of Finance
- Participatory loans in co-investment with private investors. Maximum of €200,000 (and another €200,000 in future rounds), without exceeding the capital raised by private investors
- ICF Venture Tech: investment (€0.5-2M) in Digital, ICT and Healthtech startups in early, pre-series A or series A phases.
Gencat – Avança
Investment in capital or participatory loans in:
- Innova Creixement: (0.3 – €1M) in development of AI, Machine Learning, IOT, 5G, Healthtech or Blockchain.
- Innova Energy Tech: (0.3 – 1M €) in energy transition
- Innova Auto Line: (0.3 – €1M) in innovation for the auxiliary automotive industry.
- Innova Moda i Comerç Line: (100 – 500 thousand €) for both startups and SMEs that innovate in the commerce and fashion sectors
Valencian Institute of Finance
Offers support in:
- Current: up to €500,000 over 2-5 years with the possibility of a bullet.
- Investment: up to €2M in 4-10 years with a grace period of up to 2 years. Generalitat Valenciana
IVACE
- PIDI: Covers up to 45% in projects max. €175,000 for research or experimental development.
- DIGITALIZA: Subsidy of up to €100,000 for digitization projects
- INNOVA: Covers up to 45% of innovation projects.
- CREATEC: 70% grant in R+D+i projects of up to €300,000.
Aval Madrid
Guarantees to obtain funding from credit institutions with better conditions (preferential interest rates, long terms).
- Finances 100% of the project up to €1M (expandable)
- Requirement: be an SME that carries out its activity and makes the investment in the Community of Madrid
Soprea
Participative loans for startups in Andalusia or with relevant operations in the territory.
- Have received private funding
- From 100 thousand to +1M€ (expandable)
- Only repayable funds
Sodena
Financial instrument together with ENISA approval.
- Seed: Up to €100 thousand convertible participatory loan for 3-5 years
- Startup: Up to €400 thousand investment.
- Tech Transfer: Up to €500 thousand of convertible participatory loan or investment.
- Growth: Up to €400 thousand of convertible participatory or investment.
Spri
They offer various programs according to the needs of the sector, from newly created companies to industrial ones. For example:
- Indartu: non-refundable grant of up to 15% of the investment made, up to €3M per company for companies that create employment
- Hazitek: subsidies, to provide the necessary resources for Industrial Research or Experimental Development and its budget is divided into two groups based on the competitive or strategic nature of the projects.
- Aurrera: Long-term funding to promote newly created Startups, loans of €50,000 €250,000 with a grace period of up to 2 years.
- Business 5G: Covers 75% up to €100 thousand of 5G implementation.
Sodecan
Participative loans up to 10 years:
- Creation of innovative SMEs: up to 85%, max €200,000.
- Development of innovative SMEs: same amount as co-investment, up to 40% of a maximum of €200,000.
- Financing lines of up to 85% of the project maximum. €1M
- Business innovation for SMEs
- Savings and energy efficiency
European Lines
Supports the commercialization of high impact and high risk SMEs and Startups technologies to develop revolutionary innovations:
- Subsidies: 0.5 to 2.5 M€ (up to 70% of the project)
- Joint investment: up to €15M in capital
€95.500M in aid during 2021-2027 focused on:
- Scientific excellence
- Desafíos globales y competitividad industrial
- European innovation
- Strengthening of the ERA (European Research Area)
Support organization for early-stage entrepreneurs that provides mentorship and access to Venture Capital in the following areas:
- Climate Digital
- Food Raw Materials
- InnoEnergy
- Health
- Manufacturing Urban Mobility
National Lines
Industries and manufacturing companies (ordinary/participative loan or capital investment) for up to 10 years (with a 3-year grace period) to:
- Creation of a new industry
- Transfer of industry
- Industry improvement or implementation of Connected Industry 4.0 technologies.
It finances a maximum of 75% of the project (between €200,000 and €60 million) and at least 50% of the budget will be for investments in devices and specific software production equipment.
Funding of projects of strategic value for the transformation of the economy. To enhance energy efficiency, innovation or cybersecurity. Calls for ministries, autonomous communities or local entities. In Spain:
- 2021-2023: €72,000 M non-refundable
- 2024-2026: €68,000 M in loans
Funding of viable and innovative business projects of Spanish SMEs through participatory loans with no guarantee and under the co-investment scheme.
ENISA – Young Entrepreneurs
- Maximum constitution: 24 months
- 51% of the capital in the hands of people under 40 years of age
- At least half of the loan amount must be contributed
- Maximum loan: €75,000
ENISA – Entrepreneurs
- Maximum constitution: 24 months
- Own funds at least equivalent to the amount of the loan
- Loan max. €300,000
ENISA – Growth
- Own funds at least equivalent to the amount of the loan
- Viable and profitable company
- For loans over €300,000 the company must be audited
ENISA – Female Digital Entrepreneurs
- Support female digital entrepreneurship projects
- Own funds at least equivalent to the amount of the loan
- For loans over >€300,000 the company must be audited
ENISA – AgroImpulse
- Support technological projects, to promote digital transformation in companies in the agri-food sector and the rural environment.
- Own funds at least equivalent to the amount of the loan
- For loans over >€300,000 the company must be audited
Funding for technological innovation: grants for technology and subsidies for R+D+i Technological Development projects in large companies and SMEs
CDTI – Innovation Line
- Innovation projects with medium/low technological risk
- Loan (95%) Grant (5%)
- Projects from 6 to 18 months
- Budget min. €175,000
CDTI – Expansion Line
- Investment projects in tangible and intangible assets
- Loan (90%) Grant (10%)
- Projects from 6 to 18 months
- Budget min. €175,000
CDTI – PID
- R&D projects aimed at the significant improvement of production processes, products or services.
- Loan (66%) Grant (33%)
- Proyectos de 12 a 36 meses
- Budget min. €175,000
CDTI – Cervera
- Individual R&D projects developed by companies that
collaborate with Technological Centers - Loan (66%) Grant (33%)
- Proyectos de 12 a 36 meses
- Budget min. €175,000
CDTI – NEOTEC
- Start-up of new projects that require research activities.
- Grant up to €250,000
- Annual call
- Minimum companies of 3 years of
constitution
Autonomous Lines
Catalan Institute of Finance
- Participatory loans in co-investment with private investors. Maximum of €200,000 (and another €200,000 in future rounds), without exceeding the capital raised by private investors
- ICF Venture Tech: investment (€0.5-2M) in Digital, ICT and Healthtech startups in early, pre-series A or series A phases.
Gencat – Avança
Investment in capital or participatory loans in:
- Innova Creixement: (0.3 – €1M) in development of AI, Machine Learning, IOT, 5G, Healthtech or Blockchain.
- Innova Energy Tech: (0.3 – 1M €) in energy transition
- Innova Auto Line: (0.3 – €1M) in innovation for the auxiliary automotive industry.
- Innova Moda i Comerç Line: (100 – 500 thousand €) for both startups and SMEs that innovate in the commerce and fashion sectors
Valencian Institute of Finance
Offers support in:
- Current: up to €500,000 over 2-5 years with the possibility of a bullet.
- Investment: up to €2M in 4-10 years with a grace period of up to 2 years.
Generalitat Valenciana
IVACE
- PIDI: Covers up to 45% in projects max. €175,000 for research or experimental development.
- DIGITALIZA: Subsidy of up to €100,000 for digitization projects
- INNOVA: Covers up to 45% of innovation projects.
- CREATEC: 70% grant in R+D+i projects of up to €300,000.
Aval Madrid
Guarantees to obtain funding from credit institutions with better conditions (preferential interest rates, long terms).
- Finances 100% of the project up to €1M (expandable)
- Requirement: be an SME that carries out its activity and makes the investment in the Community of Madrid
Soprea
Participative loans for startups in Andalusia or with relevant operations in the territory.
- Have received private funding
- From 100 thousand to +1M€ (expandable)
- Only repayable funds
Sodena
Financial instrument together with ENISA approval.
- Seed: Up to €100 thousand convertible participatory loan for 3-5 years
- Startup: Up to €400 thousand investment.
- Tech Transfer: Up to €500 thousand of convertible participatory loan or investment.
- Growth: Up to €400 thousand of convertible participatory or investment.
Spri
They offer various programs according to the needs of the sector, from newly created companies to industrial ones. For example:
- Indartu: non-refundable grant of up to 15% of the investment made, up to €3M per company for companies that create employment
- Hazitek: subsidies, to provide the necessary resources for Industrial Research or Experimental Development and its budget is divided into two groups based on the competitive or strategic nature of the projects.
- Aurrera: Long-term funding to promote newly created Startups, loans of €50,000 €250,000 with a grace period of up to 2 years.
- Business 5G: Covers 75% up to €100 thousand of 5G implementation.
Sodecan
- Creation of innovative SMEs: up to 85%, max €200,000.
- Development of innovative SMEs: same amount as co-investment, up to 40% of a maximum of €200,000.
- Financing lines of up to 85% of the project maximum. €1M
- Business innovation for SMEs
- Savings and energy efficiency
Indirect public funding
Deductions
IS Tax
Deduction of 12%-25% of the expense in R+D+I activities applicable to the amount of IS to be paid or cumulative for when the liquidation corresponds.
Possibility of tax check (monetization) with a 20% penalty on the amount to be received.
Social Security Bonuses
Bonus of 40% of the common contingency base (company contribution) to the monthly fee of the SS.
Applicable to workers dedicated at least 85% to R+D+I activities.
Innovative SME Stamp
It grants innovative companies, in order to establish a public policy that helps their growth and sustainability; making the application of bonuses and deductions.
Collaborations with technology centers
We facilitate contact with leading technology centers in R+D+I or university research centers. This makes it possible to access public funding channels aimed at innovative projects.
Bank loans
We offer you the most appropriate and least expensive option to obtain this type of funding.
